POST /bank Hackathon Roadshow October 1st, 2016
What will the digital future of banking look like? And how do topics like retail and smart data play into it?
THEMATIC FOCUS
Smart Data: The past years were all about collecting as much data as possible (Big Data), but merely collecting it doesn’t offer much benefit. We need to collect it in the right places, be able to use it intelligently as a basis for decisions and extract value from it (Smart Data).
Connected Devices: The Internet of Things constitutes the variety of sensors and devices that are there to simplify our lives. Technologies like iBeacons and wearables enable us to harvest and analyze our own data – and the fitness tracker is only a first and small step into the world of connected devices.
Service Revolution: Digital customers are well-connected and demanding. This also manifests itself in their expectations of customer services. The shoe vendor Zappos, for example, can be called and asked for the weather forecast.
Blockchain: The blockchain is a decentralized system for administering transactions which became popular foremost by means of the cryptocurrency bitcoin. There are a lot of additional fields it plays into: e-commerce, crowdfunding/P2P lending, mobile payment, social media or platforms/APIs.
FinTech/InsuranceTech: The digital world of finance and insurances is going through a (r)evolution. New disruptive ideas in these fields will permanently change the people’s future relationship towards finance and insurances. The hackathon wants to become the platform to define this future.
Open Data: Open data is an important component of today’s digital society. We want to achieve more transparency through freely available data.
Open to anything: We’re open to anything you have to offer theme-wise. You have more interesting ideas or business cases from within the periphery of the banking sector? We’re looking forward to your participation!
Interviews
Top 8 Ways Banks Benefit From Blockchain Tech
Blockchain is one of the most used technologies in fintech, and also banks can benefit from this technology. Discover more with FinTech Weekly.
Read the full interviewChanging How We Use Tech Can Change Finance
A change in our approach, and the ways we use technology, can be disruptive to the Financial Service Industry.
Read the full interviewICOs: Regulatory Landscape and Good Practices
An increased scrutiny of initial coin offerings (ICOs) shows that a professionalization of the ICO process is urgently needed.
Read the full interviewBlockchain Trends to Keep on Your Radar for 2018
Blockchain is for sure a disruptive technology, and there are some trends you should consider for the next year.
Read the full interviewRecent Developments in Digital Currency Regulation
As the digital currency space has evolved and matured over the past several years, U.S. regulatory agencies have, for the most part, sat back and observed – none purporting to exercise jurisdiction over the digital currency space in any meaningful way. This hesitation has stemmed from the novelty that virtual currencies pose to regulators, including the varied nature of the underlying technology and structure and an inability to squarely place them into a singular asset class. Virtual currencies, depending on their underlying framework and liquidity, possess certain features of currencies, securities, commodities, and property.
Read the full interview9 Examples of How IoT Is Improving Fintech
We’ve been hearing about IoT for quite some time. It’s revolutionizing fintech, education, medicine, and many other industries.
But what is IoT?
Read the full interviewAn Untraceable Currency? Bitcoin Privacy Concerns
Bitcoin is often portrayed as an untraceable method of payment that facilitates illicit activities by enabling criminals to make and receive payments without being tracked. This depiction implies that users transacting in Bitcoin can do so completely anonymously — that their identities will not be exposed. However, that is not necessarily the case. While Bitcoin offers increased privacy compared to traditional payment methods involving a third-party intermediary such as a credit card provider, it is still not as anonymous as a cash transaction. In fact, there are many ways a person’s identity could potentially be exposed in Bitcoin transactions.
Read the full interviewCryptocurrency Accounting Guide: How Do I calculate My Crypto Gains?
The increased interest and excitement towards cryptocurrencies has resulted in an influx of new money flowing into the cryptocurrency market. However, entering into the crypto world is extremely intimidating, especially when you’re dealing with a subject matter that is technically complex. With many making a considerable rate or return on their investments, it is vital to understand how we should value our crypto gains (or losses).
Read the full interviewPolish FinTech companies attract interest abroad
FinTech is currently one of the fastest growing sectors of technology. It is expected that by the year 2020, investment in FinTech companies will grow to 46 billon USD, while global investment in this sector today amounts to more than 26 billion USD (Statista). Because of their high degree of innovation, solutions originating in East-Central Europe, including Poland, are the subject of considerable interest in the branch and are represented at many international conferences. This year is no exception, and on 7-8 February at Finovate London, we will be able to see some new and interesting FinTech from Poland.
Read the full interviewThe troublesome future of brokers: Interview with an InsurTech marketer
The insurance industry is facing tremendous change and so are the tasks of those working in this field. We talked to Sebastian Heithoff, Marketing Manager at German InsurTech startup versicherungsberatercheck.de – a platform that looks to increase the quality of insurance brokerage and consumer decision making in the digital age.
Read the full interviewPSP ecosystem explained and global mapping of key players
As the PSP segment in the payments value chain is maturing, retail prices for online payments are steadily dropping, while the level of service offered to merchants is only increasing. Consequently, players aim to gain scale and increase capabilities through strategic acquisitions. This report describes the global PSP space today and defines the capabilities offered by the different participants in the ecosystem.
Read the full interviewTop 8 Digital Banking Transformation Trends Shaping 2020
With the rise of accessible smartphones and global internet coverage, digital banking has proven to be a lucrative development opportunity for FinTech businesses. Whether you operate as a retail banking firm or a disruptive FinTech startup, 2020 and its upcoming trends are bound to inspire change in your business model.
Read the full interviewFinTech Sessions pt.1 Mohammed Aziz
Data security, transparency and choice - growing consumer demands force the banking sector to adapt to transformation processes in a rapidly changing ecosystem. Open banking is one of the big topics, providing new standards, new business opportunities and costumer-centric services. We talked to Mohammed Aziz (hereafter MA), co-founder and CEO of DAPI about the chances of open banking, the status quo in the MENA region and the future of fintech.
Read the full interviewHow to safeguard your fintech startup from cyber threats
Financial technology or “fintech” has seen tremendous development over the past few years, but its growth on online platforms makes this industry uniquely vulnerable to security breaches. Some of the biggest U.S. companies have suffered from cybercriminal attacks (Equifax, Yahoo, Uber), which goes to show that fintech startups are even more vulnerable to hackers and need to have this issue front of mind. Since fintech companies are managing vast amounts of sensitive information, there’s a heightened need to take action from the start to ensure systems are secure from being compromised.
Read the full interviewHow Technology Can Improve Your Cash Flow
Cash flow is a worry for anyone who runs a business. Fortunately, the days of having to navigate Excel spreadsheets and paying large amounts of money for business accounts and card processing tools are (almost) over. Have a read of how technology could help keep your business healthy.
Read the full interview5 FinTech trends that are disrupting financial institutions
Technology has evolved through an epic speed, over the years, to assist humans in different ways. When compared between the time it all started and what it is today, technology has progressed through innovations and technological development such as 5G, blockchain, artificial intelligence, and power.
Read the full interviewPayPal vs. Visa: Which Mobile Payment Stock Should You Buy?
Interested in investing in the mobile payment and fintech industry? Then you’re not alone. Fintech has been one of the biggest investment trends in the past couple of years and for many investors, it has paid very well.
Read the full interviewAugmented Reality: How to Ride The New Phase of Fintech Evolution
What started from Pokemon Go and Snapchat, the market of Augmented Reality (AR) has continued to flourish with every single day. It has not solely established its significance in the gaming and social media industry but has also entered into various other domains - with Fintech no exception.
Read the full interviewThe Brexit election and its impact on fintech and crypto in the UK
“May you live in interesting times”. It’s a common expression, purported to be an old Chinese curse, that wishes trouble and strife in the recipient’s life. Cut to the UK and Brexit. There is trouble and strife on an unprecedented scale. “Do or die” said UK Prime Minister Boris Johnson about leaving the EU on 31 October. That date has passed. The Prime Minister is still alive, and so is Brexit.
Read the full interviewJamie Dimon's Words Ring True as Silicon Valley Startups Take on the Big Banks
In a letter to shareholders penned back 2014, Jamie Dimon, CEO of U.S. banking giant JPMorgan Chase, wrote of Silicon Valley tech startups: "They all want to eat our lunch, every single one of them is going to try and a lot of them will succeed."
Read the full interviewFind our FinTech Weekly Magazine on Medium now!
We've moved our FinTech Weekly Magazine to Medium. All articles will remain accessible via the old FinTech Weekly Magazine URLs and most articles from the past 6 months have been moved to Medium.
All future contributions and articles will only be accessible via Medium to provide more visibility and credit to the authors contributing to our publication.
The new URL to bookmark: https://medium.com/fintech-weekly-magazine
Read the full interviewManaging the risk and reward of PSD2
Banks and financial services institutions are preparing for a shake-up, with the new payments services directive (known as PSD2) coming into force in a matter of months. The rules are set to transform the payments and banking industries, bringing exciting new opportunities for fintech, along with strict new requirements and responsibilities. Here, we outline the key changes to be aware of.
Read the full interviewContrary to Popular Belief - Theranos Fraud Holds No Lessons for ICO’s, But why they should still be weary
Once the darling of Silicon Valley, Theranos CEO Elizabeth Holmes convinced investors that she could accomplish the (currently) impossible. With Steve Jobsian style, dress and a sharp wit investors wanted to desperately to believe.
Read the full interviewMultinational Crypto Organization to File Lawsuit Against Tech Companies for Ad Ban
A coalition of cryptocurrency and blockchain organization won’t be taking big tech’s recent ban of crytpo-related ads sitting down.
Article first published on March 28th, 2018 on Coincentral.com
Read the full interviewWhat is Bitcoin? Cryptocurrency for 5 year olds
Read the full interviewWill Your Lending Program be GDPR Compliant by May?
General Data Protection Regulation (GDPR) goes into effect on May 25, 2018. That’s just three short months away, and most companies say they aren’t ready.
Read the full interviewReal Estate Meets Blockchain – Why The Real Estate Market is Prime for a Crypto Disruption
The debate about which is the best type of investment is as old as investing itself. While no market is “crash-proof,” real estate is traditionally viewed as one of the best and safest (if not the safest) investment options available, for several reasons.
Read the full interviewWorld Satoshi Summit Partners with NASSCOM Blockchain SIG
World Satoshi Summit & NASSCOM Blockchain SIG to Promote adoption of Blockchain for various sectors and industries
Read the full interviewPayments: from Cashless to Cardless
Conserving plastic with digital control over Debit & Credit cards
Read the full interviewSaudi Arabia set to revolutionise the Fintech industry using Blockchain Technology
The global financial system comprises of transactions that involve trillions of dollars a day, not to forget billions of people. And though the current system, at a glance, seems to be working fine, it’s riddled with various issues that need to be addressed, and now.
Read the full interviewCryptocurrencies Meets Retirement Investing – What You Need to Know
Cryptocurrencies – digital currencies that are transparent and free from government interference, running on secure blockchain technology are growing in popularity. In investment circles, and the wider sphere of financial services overall, cryptocurrencies still face a lot of skepticism and prejudice, fueled by regulatory uncertainty, volatility and in some cases, the perception of bloated valuations.
Read the full interviewTurning the Banking Business Model Upside Down
We talked to Finxact co-founder Dan McKinney about the changing service industry, the ever-growing importance of customer experience and all the implications for banks today. And what came first, the chicken or the egg?
Read the full interviewAlternative Payment Methods Are Taking Over Global Online Businesses
When was the last time you pulled out a wad of cash to pay for dinner or a stack of dollar bills to cover your rent? If you’re like the rest of the developed world, chances are, it’s been a while. The transition to a cashless society has been a long time in the making, but there are other interesting developments afoot, leading to a rise in Alternative Payment Methods (APMs).
Read the full interviewBiggest Factors, Challenges for Cryptocurrency
Cryptocurrencies have started to emerge in the mainstream as decentralized offerings such as Bitcoin change the way people view money. As the market moves toward digital and away from paper, they will gain more prominence, transforming the way people the world over do business and live day-to-day.
Read the full interviewSurging fraud expenses eat into digital lenders’ bottom lines
Lenders have long faced down the issue of fraud, but now, digital lenders are now facing even greater challenges. Digital lenders have become an easy target for identity and transaction-related fraud, compared with non-digital lenders, as criminals can now hide behind a mobile or computer screen.
Read the full interviewBanking & Fintech: Better Together
While Fintech companies were initially viewed as a banking competitor, the two are finding that there is greater benefit to working together. According to the 2017 World Retail Banking Report, 91 percent of banks and 75 percent of Fintechs responded that they expect to partner with one another in the future.
Read the full interviewHow to Ensure Financial Services Industry Employees Can Survive in Todays New Digital Dynamic
The past few years have been a technology roller coaster ride for financial services companies. From heightened cybersecurity threats to increased demands from customers on the digital front, the very rules that defined the industry have changed. And 2018 will be no different.
Read the full interviewRegulation of the crypto market: The darknet of the stock exchange lightens up
From hype to crash – in light of the most recent exchange rate developments of Bitcoin, Ethereum, Ripple & Co., disillusionment is reigning on the crypto market. Volatile exchange rates, black sheep amongst traders and the learning that trading with crypto currencies is actually not as easy as buying a lottery ticket, have certainly put a damper on the gold rush atmosphere. Pressure is growing on the crypto traders – most of all because of regulations.
Read the full interviewBlockchain: The good, the bad, and how to tell the difference
Blockchain has been touted as a disruptive technology that can be used to benefit virtually any transaction, ranging from money transmission to supply chain management, to restaurant reservations. With its promise of highly secure, private and instantaneous transactions, blockchain would seem to enhance any transfer or transaction.
Read the full interviewUnified IT Monitoring for Financial Services: Improving the Customer Experience
Financial services companies are growing through an intense period of acquisitions and mergers. This has resulted in requiring a parent company to maintain IT infrastructures for several different organizations, each with their own lines of business.
Read the full interviewA Career In FinTech: How to break into this notoriously competitive market
2017 was an excellent year for FinTech recruitment in Ireland and 2018 is looking like it’s going to be no different. The FinTech recruitment market, in both the UK and Ireland has never been so competitive and this trend continues as time and technology advances. Funding and investment is additionally in place for FinTech with Tech Ireland reporting that a total funding of €563 million has been pushed into the Irish FinTech industry alone – making the impact and scale of this market greater than we could have imagined.
Read the full interviewAlternative Investments: A path to transparency
Capital has been flowing into the alternative investment industry over the past few years, with sources projecting that money invested in private funds will reach as much as $20 trillion by 2020. Preqin recently published a study stating that there are as many as 17,000 private funds open for investment.
Read the full interviewBitcoin is just the tip of the iceberg: exploring blockchain’s full potential
If there is one topic setting tongues wagging in FinTech, it is blockchain. Because of its distributed ledger system, Blockchain makes processes easier, faster and by extension, cheaper. Bitcoin is only one case among the many applications of crypto. Once its potential is fully explored, blockchain could generate much more than digital money, and empower individuals by putting them in full control of their money and transactions.
Read the full interviewOpen Banking – Intellectual Property Considerations
On 13 January 2018, the starting pistol was fired for the Open Banking race. Retail banks (and building societies) are now required, with their customers’ consent, to provide access to their customers’ banking data to approved third parties in a standardised, straightforward and secure way. Open Banking has been hailed as a catalyst for the Fintech sector, facilitating innovative new banking apps and services for consumers and small businesses.
Read the full interviewHow big data and AI has revolutionized financial trading
Many banking and finance companies have already taken advantage of big data analytics to simplify the process of personalized offers, targeted cross sales and to improve their customer service. The term big data keeps expanding and today incorporates numerous new meanings, such as Deep Learning, Cluster Analysis, Neuron Networks and Artificial Intelligence.
Read the full interviewThe role of blockchain in the Open Banking era
PSD2 - the second Payment Services Directive - offers European consumers significant control over the use of their personal financial data. But while they trust their banks with this sensitive data, a recent Accenture study shows that consumers are overwhelmingly reluctant to share their bank details with third-parties. So how can fintech companies generate trust and encourage consumers to sign-up? I believe empowering consumers to manage their own data could be the answer.
Read the full interviewA Cautionary Tale for Tokens
As the digital asset community tries to project how the world’s governments and agencies will ultimately regulate the cascade of coins and tokens now being blockchained into existence, we could use a good anecdote. Do we have a relatively recent story that features large quantities of regulatory uncertainty, customer frenzy and start-up obsession? One that might illuminate basic truths that help token investors and issuers navigate the unusual regulatory landscape they find themselves trying to cross? In fact we do. The story of daily fantasy sports companies during the second half of 2015 offers the digital asset community several valuable insights.
Read the full interviewMobile Payment: NFC, QR Codes, In-app and beyond…
‘Mobile payments’ is a broad term. As the ecosystem has developed, various new technologies have emerged to change the way we act and transact in-store.
Read the full interviewNavigating Cryptocurrency Regulation: Common Sense in an Uncommon Industry
The recent, exponential growth of bitcoin, Ether, and other cryptocurrencies has brought cryptocurrencies firmly into the public eye. Some have created crypto-products or tokens to raise funds in a veritable cash grab with little foresight, planning, or disclosure. Others – by the tens and hundreds of thousands – are signing up to purchase crypto-assets. Often these purchasers have no understanding of the underlying technology or the risks involved, proving that, as Mark Twain opined, “common sense is very uncommon.”
Read the full interviewFintech perspective: the best is yet to come
In the past 18 months a great many column inches have been given over to distributed ledger technology, more commonly known as blockchain and its power to disrupt industries, particularly in the financial sector.
Read the full interviewCryptocurrencies – Does the Next Big Thing have Staying Power?
Cryptocurrencies – not just bitcoin, but any of the hundreds of different currencies that have been created using blockchain technology – have caught the imagination of the public. There are, seemingly, daily articles that predict either the demise of all traditional currencies in favor of cryptocurrencies, and just as many articles predicting the demise of cryptocurrencies.
Read the full interviewManaging Identities Online: Blockchain and AI are the Key
Blockchain and identity management are not only a natural fit, but will also be an increasingly important part for online businesses in the future. AI and Blockchain will play crucial roles in customer onboarding and provide better conversion for businesses and more security for all parties involved.
Read the full interviewHow Online Identification Will Change Businesses – Rupert Spiegelberg and Armin Bauer, IDnow
FinTech Weekly talked to online identification provider IDnow about why identity management will be one of the most interesting areas to watch in 2018. Further, we discussed their highly interesting business, how opening bank accounts online can be safer than in a bank, and how even customers of 102 years old can use online identification.
Read the full interviewBuilding the fintech hub – Interview with N26's Head of International Markets, Alexander Weber
FinTech Weekly interviewed Alexander Weber, Head of International Markets at mobile bank N26. We briefly talked about their market expansion to the UK and US, building the fintech hub through partnerships with incumbents and fintechs and why N26 does not fear the tech giants in banking.
Read the full interviewBlockchain could disrupt credit agencies all over the world
Blockchain is driving a paradigm shift in how we deal with data, rewriting the rulebook around approaches to data management, transparency and ownership. While digital finance is cutting the cost of serving the underbanked to drive financial inclusion, blockchain could offer a way of widening access to even greater numbers of consumers excluded from mainstream financial services.
Read the full interviewBridging Cryptocurrency with the Travel Industry
“The 90s had dotcom mania. Here comes crypto mania!”
While Bitcoin is conquering new highs in the 20,000 range, and global public attention is glued to the charts of altcoins of all types, opinions have split: from baby boomer’s claiming cryptocurrency a gigantic bubble, to millennials hoping to hedge against political and economic fluctuations.
The blossoming relationship between PE investors and FinTech start-ups
Private Equity (PE) houses completed a record number of investments in FinTech portfolio companies in 2015 according to Pitchbook, marking a 79% increase on the 53 FinTech deals completed by PE firms three years earlier. Since 2015, PE firms have continued to invest in FinTech with the likes of BlackFin Capital Partners and Finstar Financial Group setting the benchmark by investing considerable amounts in the FinTech start-up market. Despite the recent decline in PE investment generally and the economic uncertainty following the Brexit vote, the FinTech start-up industry may be poised to continue its lucrative rise.
Read the full interview2018 Lending Predictions – A New Game Awaits
Digital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to this fire next year, and lenders that can’t keep up will get burned in 2018.
Read the full interviewCTO Insights: PIN-on-Mobile is coming
Imagine taking a regular smartphone and turning it into a payment acceptance device with a simple app download. That’s the utopian dream many companies are chasing today and it could bring huge benefits to the payments ecosystem, merchants and consumers as card and mobile payments continue to grow.
Read the full interviewWill the overnight millionaire become an overnight pauper?
Someone who invested just USD 1,000 in bitcoin in 2010 will now have a net worth of USD 70 million. With predictions that bitcoin’s value will jump up to USD 50,000, more and more “investors” are jumping on the cryptocurrency bandwagon in a bid to benefit from the “mysterious” cryptocurrency’s phenomenal climb in value.
Read the full interviewWhy Portugal? Why Lisbon? – Interview with João Vasconcelos, Secretary of State of Industry
We had the privilege to talk to João Vasconcelos, Portugal's Secretary of State of Industry and former Executive Director at Startup Lisboa, about the thriving tech scene and reasons for fintechs to come to Lisbon. Besides the beautiful landscape and great people, of course.
Read the full interviewA Cloud-Based Controlled Open Web Container for the Fintech Market
As the demand for faster and more sophisticated financial trading tools increase it is envisaged that future trading platforms will need to adapt in terms of functionality and flexibility.
Read the full interviewComposite Lending: Why a Hybrid of Balance Sheet and Marketplace Lending Makes The Most Sense
A few years ago, marketplace lending platforms quickly gained steam and emerged as Wall Street darlings, promising to bring greater access, speed and efficiencies to all parties involved in the borrowing process – borrowers (small businesses and consumers), the marketplace lenders themselves, and secondary investors. In recent weeks, however, a series of high profile incidents and disappointing earnings statements have called into question the transparency, stability and viability of the marketplace lending business model. Apparently, the headlines read, it is not time to ring the death knell for traditional banks just yet.
Read the full interviewBig Banks can be Challengers too
Paul Bowman from Market Gravity shares his insights on how traditional long-term strategies are dead and banking organisations are finding new ways to innovate quickly.
Read the full interviewBlockchain Technology - The Next Disruptive Computing Innovation
Yamini Kona has around 15 years of experience in Financial Services. She comes with a strong research and business analysis background and has authored various case studies and thought papers in the past.
Read the full interviewWhat the Gig Economy Means for the Emerging Fintech Industry
When thinking about the implications of the gig economy, all industries must take notice of its disruptive nature in order to remain smart and streamlined, adapting to consumer needs. And, they can achieve this mainly by making their workforces more flexible. But particularly how can it affect the traditional finance industry and the new disruptive trend in fintech? The traditional financial industry is one of the anchors of the world economy, but it is undergoing a reinvention thanks to fintech. When you combine two major disruptive shifts -- fintech and the gig economy -- the results are powerful and game-changing.
Read the full interviewWhat about the ethics of FinTech?
FinTech is rapidly becoming the backbone of consumers’ buying and investing habits, increasingly entrenching different technologies into everyday use. FinTech has transformed the way banks offer financial services to customers, and every day, financial institutions are finding innovative ways to share banking use cases and financial functions with their beneficiaries.
Read the full interviewCryptocurrencies and ICOs – A Rough Guide to Regulation
Over the past few years there has been a growing proliferation of cryptocurrencies. More recently, companies which may have limited access to fundraising through traditional methods are turning to cryptocurrencies, and initial coin offering (“ICO”), as a means to raise funds.
Read the full interviewWhen Fintech Meets Finance
Fintech – the potent intersection of the finance and technology industries – has transformed the business landscape forever. After all, technology had already irrevocably transformed our lives, from the way we shop to the way we socialise. It was time that technology revolutionised the way businesses accessed funds.
Read the full interviewHow Robo-advice for Credit and Debt Will Disrupt the Industry
Expensive asset managers today are struggling to deal with the twin challenges to their traditional business model: low-cost, passively-managed index funds, and the online robo-advisors that help retail investors optimize the allocation of their assets between those funds. The finance industry is still unprepared for the next big disruption — widespread use of robo-advisors for liabilities: online tools that will deliver customized credit solutions to consumers in real time.
Read the full interviewEmerging Tech in Mobile Banking
Customers’ expectations for mobile apps are changing rapidly across the board. And the banking industry just can’t keep up. The 2 billion people using mobile banking apps by 2020 will expect an immediate and seamless user experience.
Read the full interview5 Important Lessons Learned About Fintech from an Industry Insider
The FinTech revolution has become a worldwide movement in just a few years, with no sign of slowing down anytime soon. Global FinTech investments in 2015 were over double that of total investments made in 2014, indicating a surge in interest among different countries to become the FinTech capital of the world.
Read the full interviewStartups @ WebSummit – Video Interviews (3-5min)
We stopped by at some of the startups and established fintechs at this year's WebSummit in Lisbon to ask them what their respective products can achieve – in just three minutes. Here's who they are, what they do and how they see the industry.
Read the full interviewIs This the Best Way to Do Digital Transformation in Banking?
Match borrowers with lenders directly and there is no need for intermediaries anymore. So when digital disruptors squeezed their way into financial services industry, one could think banks were doomed.
Read the full interviewHow to Get Press for Your ICO
Enhance the visibility of your ICO when you learn what it takes to get the press needed to take your brand’s public profile to the next level in this industry.
Read the full interviewHow to get Private Equity “out of the dark ages”
Alternative investments are on a tear, and no asset class has seen more growth than private equity. According to a recent study by eVestment, Assets under Administration (AUA) grew 44% from 2015 to 2016. This influx of capital has caused major ripple effects across the entire private equity landscape, with fund managers competing intensely to attract investor capital.
Read the full interviewtest article to show whats wrong
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Read the full interviewRetail Trading Ripe for Fintech Disruption
Start-ups in the capital market space are a small part of the Fintech world, but are finding multiple opportunities to disrupt retail trading.
Read the full interviewLondon’s Fintech Scene Post-Brexit
A year has passed since the UK voted for Brexit. Speculation has been rife on the potential impact that the Brexit vote, and the trigger of Article 50, could have on the London fintech landscape. Thus far London has maintained its pre-eminent position. In fact we are seeing growth of the tech hub in Croydon and further afield in the UK with growth in Bristol, Manchester and Edinburgh.
Read the full interviewWhy Banks Can’t Help But Help Fintechs
Imagine if one of the large high street banks did actually truly innovate. Imagine if banks were somehow capable of taking the innovative lead from fintech. Imagine if your own bank outdid all fintech companies in speed, service, convenience and cost for all financial services you use, for your current account, payments, foreign exchange, savings and investing, and any other services.
Would you stay with your cutting-edge bank or prefer to use four or five individual fintech companies? Most people would choose the convenient option of staying with their bank, right?
Read the full interviewNot Every ICO Is a Goldmine
Investing in ICOs (Initial Coin Offerings) or functional new currencies can be extremely profitable from an investor’s perspective. For companies, it is a crowdfunding alternative that helps them raise funds for new projects. An ICO is an easy and efficient method for startups to generate capital for their new projects.
Read the full interviewWill Banks Ever Learn? Erm…
A common analogy to the finance sector is the newspaper industry, and rightly so. Finance is quickly shaping up to be remarkably similar. The incumbent banks are the heavyweight newspapers – the Washington Post and Financial Times of the world. FinTechs are to banks what the growing mass of alternative news sources – blogs; e-zines; new digital-only newspapers; social media, most prominently, Twitter; and the increasing relevance of corporate content marketing – is to the incumbent newspapers.
Read the full interviewMicroservices: Redesigning the Lego
In the not so distant past, enterprise computing relied on monolithic applications to provide access to business functions within an organization. These applications strove to meet all operational requirements through rich and ever-growing feature sets—think ERP systems.
Read the full interviewWhat about the ethics of FinTech?
FinTech is rapidly becoming a backbone of consumers’ buying and investing habits, increasingly entrenching different technologies of everyday use. It has already revamped the way financial services are being offered to customers and every day more banking use cases and financial functions seem to find an innovative way to reach the beneficiaries.
Read the full interviewRecent News
The role of blockchain in the Open Banking era
Jed Grant
PSD2 - the second Payment Services Directive - offers European consumers significant control over the use of their personal financial... Full Article
What the Gig Economy Means for the Emerging Fintech Industry
Robin Smith
When thinking about the implications of the gig economy, all industries must take notice of its disruptive nature in order... Full Article
MiFID II Compliance: Putting Communication into Context
Robert Cruz
It is not hyperbole to say that the second Markets in Financial Instruments Directive (a.k.a. “MiFID II”) will have a... Full Article
The Future of the Digital Bank
Ralf Reich, Shobhit Mathur
New technologies have shown to be a driving force behind new business cases. Most of the time, however, banks are... Full Article
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