Banks Spent a Decade Building Apps. Now the Fight for the Customer Is Back in the Text Inbox.
RCS is turning the humble text message into a verified, app-like channel — and banks are being pushed back into an inbox they thought they had left behind. T...
Morning Briefing
What matters today
The FCA Is Building a Sterling Stablecoin Market. The Rules That Kick In When It Succeeds Could Kill It.
02Washington Froze Crypto's Legislative Future on Sunday. By Monday, the Industry Had Already Moved On.
03Musk’s SpaceX–xAI Merger Plan Puts Orbital Data Centers at the Center of the AI Infrastructure Race
04When Washington waits, criminals move: The hidden cost of the CLARITY Act delay
Latest Intelligence
Reporting for decisions, not attention
Europe's Fintechs Talk About Sovereignty. Most of Them Still Run on American Clouds.
DORA, the Data Act, a proposed Cloud and AI Development Act, Wero and the digital euro all point in the same direction: Europe wants cont...
The news file
05 updatesEBICS vs. PSD2: Europe Built Two Bank Interfaces. They Were Never Meant to Compete.
BlackRock Says AI Agents Will Run on Stablecoins. The Agents Have Not Shown Up Yet.
Europe's Central Banks Want Stablecoin Reserves Out of Bank Deposits. Here Is Why.
The ECB Just Answered Tokenisation's Hardest Question: What Do You Pay With?
CLARITY Act: The Senate Vote Failed 49 to 50. The Fight Now Moves to the Regulators.
Deep Dives
Magazine
Long-form reporting for the systems, strategies and people remaking European finance.
Banks Spent a Decade Building Apps. Now the Fight for the Customer ...
RCS is turning the humble text message into a verified, app-like channel — and banks ar...
Europe's Fintechs Talk About Sovereignty. Most of Them Still Run on...
DORA, the Data Act, a proposed Cloud and AI Development Act, Wero and the digital euro ...
EBICS vs. PSD2: Europe Built Two Bank Interfaces. They Were Never M...
Open banking was supposed to make old bank channels obsolete. Eight years after PSD2, c...
Partner Spotlight
Top 5 Crypto Wallets to Buy Your First Bitcoin
Discover the top 5 crypto wallets for beginners in 2026, designed for easy Bitcoin purchases, simple UX, and secure onboarding ...
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Upcoming
Conferences
European Private Credit & ABF Summit 2026 (Opal)
London, United KingdomOpal Group summit on private credit and asset-based finance in Europe.
Istanbul Fintech Week 2026
Istanbul, TurkeyThree days under the theme "Smart, Embedded, and Tokenized", with five summits on sustainable finance,...
Financial Inclusion Week 2026 (virtual)
Online, OnlineThe Center for Financial Inclusion's 12th annual week, fully virtual and free. Theme: "Inclusive Innovation:...
European CLO Summit 2026 (Opal)
London, United KingdomOpal Group summit on the European CLO market.
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