Zoomers want flexibility at work. They don’t prioritize money, but a hybrid working environment, benefits and mental health. That’s what companies around the world have to consider to get a new and competitive workforce. The reason behind this new approach to work seems to rely on the pandemic, which allowed workers to change their priorities.
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Not only workers, but also customers changed their priorities, and insurance companies have to cope with that. Insurtech constantly offers new opportunities to customers, to simplify their experiences and make products and services meet their needs.
The new frontier in the metaverse seems to be renting. Thanks to the development of a new Ethereum standard, people and businesses will be able to lend and rent metaverse land and tokens.
Even if institutional investments in cryptos have always been a complex and long discussed topic, it seems that in the near future institutions may increase their investments in digital assets: this is mainly due to the recent downturn, and might make the crypto market more similar to the traditional financial market.
The Lagos-based fintech company TeamApt enables basically anyone to become a local bank branch: its business model was able to support micro and small businesses in Nigeria, and created hundreds of thousands jobs. The US-based fintech QED Ventures invested in this innovative business, and it was the first African investment for the US company.
The African vibrant fintech sector attracts even more overseas investments. Among the latest more significant investments, the US-based UMBA Inc. invested in a Kenyan microfinance bank, obtaining a majority share after the approval received by the Kenyan Central Bank.
If you’re wondering what moonlighting is, it’s the word used to define all those workers who have a side job. Sometimes, this can conflict with the main job of a worker – especially when there are risks related to competition and intellectual property rights. That’s why Swiggy proposes to normalize moonlighting and adopts moonlighting policies.
The digital payment sector is young in Indonesia, but it developed quite fast. Fintech firms can develop competitive products, but they should put on merchants the same focus they put so far on customers.
Fintech companies have the advantage to be available for customers all over the world, often without geographical boundaries. But this requires different marketing efforts and a stronger focus on human capital: here you can find how fintechs and marketing agencies cooperate, and this can be inspirational to businesses across different sectors.