Fintech News Issue #42 November 17th, 2015

[german only] Heute ohne einen Sondergast und zu einem vielleicht unerwarteten Thema: Das Revival der Banken. Nachdem wir ja häufig Kritik an der aktuellen Strategie / den Produkten von Banken äußern, heute mal ein anderer Blick auf das Thema.

Brett talks to Erica Young of Anthemis about the new possibilities of Robotics in the financial services industry and then has a frank conversation with Number 26 founders, Valentin Stalf and Maximilian Tayenthal about their success starting a mobile only bank in Berlin.

As investment continues to pour into the FinTech sector and competition heats up, we take a look back at 2015’s biggest trends and most important deals of the year, alongside the key investment figures taking the industry in new and exciting directions.

As new forms of digital payments begin to take hold, the old assumptions no longer work.

Back in 1995 Michael Treacy and Fred Wiersema wrote a book called The Discipline of Market Leaders, and in it, they broke down the three critical strategic domains of any business– Customer Intimacy, Product Leadership and Operational Excellence.

Top officials are encouraging small banks to grow but are worried these new entrants will never displace established giants

One of the projects we have been working on for a client involves looking at the relationship between cash and electronic payments in different markets. It’s not germane why or what we concluded, but I would like to open up some discussion around the topic.

Brett King talks to robotics expert Erica Young, exploring the growth of artificial intelligence and the industries it’s affecting.

Regaining control of your digital strategy can be achieved by first recognizing that change is necessary. Shaun Weston looks at the role of banker apathy.

A recent Capital One survey, the results of which were gathered at Money20/20, is reviewed by JP Nicols.

As the consumer is becoming more digital, the banking industry is being transformed. Consumers are becoming accustomed to instant communication, one click service and real-time contextuality. This

The customer journey changes dramatically when convenience is defined by the simplicity of design and the ability to open and manage accounts online or with a mobile device. Banking can now be 'local' to digitally engaged consumers worldwide.

PSD2 will improve payments in the EU, offering consumers better protection and service. Daryl Wilkinson looks at the many benefits for customers.

Claire Calmejane, Director of Innovation, Lloyds Banking Group, discusses the increased level of engagement with fintech innovation at Sibos 2015, the different ways in which banks can interact with fintech startups and the likely evolution of the focus of fintech innovation over the coming years.

Regulators’ hesitancy about blockchain may be a thing of the past.