About Payments

RCS is turning the humble text message into a verified, app-like channel — and banks are being pushed back into an inbox they thought they had left behind. The verified-sender pitch is real, but for regulated institutions the encryption story is more complicated than the marketing slide suggests.

Open banking was supposed to make old bank channels obsolete. Eight years after PSD2, corporates still move their money over EBICS, and the next wave of EU rules (PSD3, the PSR and a slimmed-down FiDA) is more likely to cement that split than end it.

BlackRock's new paper on the "machine-native economy" argues that autonomous AI agents will need stablecoins and tokenised compute. The thesis is dominating fintech feeds this week. The on-chain data tells a more cautious story, and Europe's rulebook adds a twist.

The payments industry is a fast-paced and multilayered sector.

Digital wallets have changed the commerce industry in the last couple of years. They provide numerous features that users are looking for, such as safety and convenience, and the number of users has been rising for a while now.

Money apps, also called cash advance apps, are an innovative way to access funds before payday. The idea is to help people strapped for cash get the money they've earned and avoid payday loans. Cash advance apps don’t charge interest, nor do they require a credit check, but there are fees.

Designing a modern gig payments solution requires a thorough understanding of the unique needs of gig workers and the technical complexities involved.

The payment processing industry is on the brink of major disruption, one caused by technological growth and changing consumer expectations. Cloud computing, blockchain, and real-time payment (RTP) solutions are revolutionizing how transactions are conducted and settled from start to finish.

It is impossible to imagine a modern business without electronic transactions. They have become the norm, and instant payment gateways have become an integral part of the successful operation of modern companies. Namely, their role in ensuring the security, speed, and efficiency of operations.

Real-time payment methods have been widely adopted around the world, which has led to a situation where many customers, businesses, and financial institutions anticipate being able to pay friends and clients, settle accounts, and transfer money at the drop of a hat. Although the idea of "paying immediately" is not new—cash is, after all, an instantaneous payment transaction instrument—the development of "real-time payment" choices has helped customers adopt a new standard.

At the recent Payment Card Industry Security Standards Council (PCI SSC) Community Meetings in North America and Europe, the premiere conference for everything related to the payment card and financial payment industry, several topics were top of mind for participants and attendees. For instance, many discussions around emerging payment technologies ease assessment across various PCI standards, as well as conversations about the challenges businesses and assessors face in implementing ongoing changes to the standards regarding the auditing of systems. Additionally, much attention was given to the recently released PCI Data Security Standard (PCI DSS) v4.0, which continues to evolve as new technologies and techniques are used to improve payment data security.

Interview with Lena Hackelöer, CEO and founder of Brite Payments, about the future of Brite - also after the partnership with Sofort.

Analysts expect the blockchain technology market to grow by 62.73% CAGR over the next few years. But how can banks turn blockchain adoption into revenue?

The Africa Fintech Summit comes to Rwanda under the theme "Powering the World from Africa". Three days connecting investors, banks, regulators and ...

Uniglobal's two-day executive summit for banking leaders. Agenda covers AI-driven finance, core modernisation and real-time payments, open banking ...

A citywide week of panels, meetups and networking in one of the US payments capitals: roughly 70% of US card transactions are processed through Geo...

Swift's annual conference for banks, market infrastructures and corporates comes to Miami for the first time. Expect the big payments topics of the...

Two-day conference and expo under the theme "Shaping Next-Gen Finance: AI, Real-Time Payments & Financial Crime Prevention". Organisers plan 45...

The 20th edition of Europe's merchant payments conference, with around 1,600 payment professionals, more than half at director level or above. Focu...

Money20/20's Asia-Pacific show under the theme "Rewriting Money For The Next Era". Organisers expect 5,000+ attendees from 1,900+ companies in 95+ ...

Europe's largest fintech and payments show returns to the RAI in Amsterdam. Around one in three attendees is C-suite, spanning banks, payments, big...

The Middle East edition of Money20/20 in Riyadh, bringing together banks, payments companies, fintechs and regulators from the Gulf and beyond.

Three days under the theme "Smart, Embedded, and Tokenized", with five summits on sustainable finance, payments, AI, digital banking and digital as...

The UK and Europe's dedicated open banking and open finance show: around 1,800 attendees, 200+ speakers and 60+ sessions on open finance, payments,...

Large Middle East exhibition and summit covering payments, fintech, e-commerce and retail, with Seamless Fintech and Seamless Digital Commerce runn...

Canada's main payments conference, hosted by Payments Canada for the payments ecosystem.

Nacha's annual payments conference covering ACH, faster payments, fraud and payments innovation.

CrossTech's flagship conference on cross-border payments, remittances and money transfer, formerly IMTC WORLD.

Annual conference of the Southeastern Financial Exchange on digital transformation, AI, payments, fraud mitigation and compliance for financial ins...

QUBE Events' one-day forum on payments innovation, RegTech and compliance for banks, payment providers and regulators.

QUBE Events' forum on payments, RegTech and financial compliance for banks, fintechs and regulators.

QUBE Events' forum on payments innovation, RegTech and compliance in Athens.

QUBE Events' forum on payments innovation, RegTech and compliance in Dublin.

QUBE Events' forum on African payments, RegTech and compliance.

QUBE Events' US forum on payments innovation, RegTech and compliance.

Two-day UK payments conference and exhibition with 7,000+ attendees.

The Electronic Transactions Association's three-day event on the business of payments technology.

QUBE forum uniting banking, payments, fintech, compliance, RegTech and financial crime prevention leaders.

8th Finance Technologies Conference and Exhibition in Istanbul on digital banking, payments and fintech.

Summit for retail, e-commerce and payments leaders on payment innovation.

Practitioner-led conference for fraud prevention professionals from banks, fintechs and payment providers.

Kinfos summit for banks, payment providers and regulators on real-time payments, fraud management and payment infrastructure.

QUBE forum for senior decision-makers from banking, payments, fintech, compliance and RegTech.

Date to be announced. One of the world's largest fintech gatherings, held annually in Mumbai; organisers have opened expressions of interest for 2027.

Date to be announced. Terrapinn exhibition on payments, fintech and e-commerce in Africa; the 2026 edition took place at Sandton Convention Centre ...

Date to be announced. Annual fintech conference by the Technology Association of Georgia; usually held in August.

Date to be announced. QUBE Events' forum on payments and financial innovation; the 6th edition took place in September 2026.

QUBE Events' forum on payments, RegTech and financial innovation in New York.

Planned for May 2027, exact day to be announced. Fintech Talents event on payments innovation.

12th US edition of the Kinfos summit on real-time payments and fraud management.

Date to be announced. Tanzania's fintech festival; the 2026 edition took place in August.

Summit for retail, e-commerce and payments leaders on payment innovation.

Payment habits changed because of the pandemic: the BNPL scheme is spreading, and PayPal is leading the way. The One Vision group chats with Greg L...

The Kenyan fintech company IMFact collected about $4 million from FSD Africa Investment: the fintech company, which found an innovative solution to...

Even if 2021 came to an end, we retrace the most important fintech events of the past year with The Fintech Times: the magazine shares the most imp...

Another partnership for Coinbase: Mastercard announced that people will be able to buy NFTs (Non-Fungible Tokens) with their Mastercard cards. Mast...

BNPL (Buy Now, Pay Later) is the hottest topic now, and this requires a careful analysis: the Sifted team discusses the topic with Anthony Drury (Z...

Klarna, the BNPL firm, launches a physical card that will allow UK users to delay payments - on both online and in-store purchases. It will be a Vi...

Ron Shevlin provides another excellent point on one of today’s hot topics: BNPL (Buy Now, Pay Later). Will this system really kill credit cards, or...

This article considers an interesting point: do you exactly know what fintech-related terms mean? The Financial Brand takes into account 9 popular ...

The BNPL (Buy Now, Pay Later) system, today’s hot topic, can be one of the best moves for fintech. This system actually increases the number of sal...

MoonPay launched new payment gateways. The NFT clients of the company will be able to offer end users the capability to pay with several payment me...

The Egyptian fintech Kashat and Mastercars signed a five-year agreement that will allow the fintech to better provide financial services to Egyptia...

Later this year the new Apple's feature will be available for users in the US: Tap to Pay will allow users and retailers to make safe contactless p...

Portugal is becoming one of the countries that are introducing more improvements for crypto investors. One of the most interesting aspects is the f...

Following sanctions, the UK fintech Wise blocked money transfers to Russia. On the other hand, and even if it’s always harder, the company is still...

The “challenger bank” Rocker introduces a new card in partnership with two other firms: IDEX Biometrics and Idemia. Instead of needing a PIN code, ...

Israel registered a surge in fintech investments in 2021. Fintech startups got 17% of the tech investments of the country. The segments that are gr...

Toshiba developed an innovative system that will allow 7-Eleven stores customers in Japan to pay by using a holographic screen. The technology make...

American Express wants to invest in the metaverse: the company announced that it’s working on a virtual marketplace for Non-Fungible Tokens and cry...

Gwera Kiwana and Sam Rai are joined by Roger De’Ath (Truelayer) and Jimmy Fong (SEON) to discuss the most relevant developments in financial techno...

i2c, the fintech company focused on offering innovative payment solutions, announced a new partnership with Visa: business owners in the MENA regio...

Nordic Fintech announced a €132 million offer to acquire Instabank. Instabank was founded in 2016, and so far managed to reach over 60,000 clients ...

Tiffany Kary talks about the interesting developments in the cannabis industry, and the role of fintech players: “cannabis fintech” is what the ind...

Fintech companies are replacing traditional banks and payment methods in India: some of the reasons that led to this new system can be found in the...

The fintech firm Zelle – backed by some giants like JPMorgan, Bank of America and Wells Fargo – experienced an impressive growth due to the pandemi...

Also Stripe joins the crypto space: the firm announced that it will give its users the possibility to pay with cryptos. The company focuses on a st...

Buy now, Pay later (BNPL) systems can be a powerful tool for those who want to buy without spending their whole budgets, but it can be extremely ha...

After El Salvador, the Central African Republic (CAR) is the second country to adopt Bitcoin as legal tender. In El Salvador, this is causing issue...

FinTech World Forum 2023 is based in London UK Europe as one of the leading fintech events 2023 for the global financial services, finance, and ban...

Zilch, the fintech company focused on BNPL (Buy Now, Pay Later), is about to launch its business also in the US. Philip Belamant, co-founder of the...

The Metaverse is not only about fun and games: always more businesses are launched in the Metaverse – both new businesses or digital branches of bi...

The tech giant Google launches its Google Wallet and new virtual cards. The goal is not only to provide more easy-to-use payment methods, but also ...

Klarna plans to cut 10% of its workforce. This is the announcement of Sebastian Siemiatkowski, co-founder and CEO of the BNPL (Buy Now, Pay Later) ...

Tred, a UK fintech company, successfully reached – and exceeded – the goal of its crowdfunding campaign on Crowdcube. The company produces a green ...

The mobile money service provider, M-Pesa, and the giant Visa, partnered to expand the number of countries where users can pay by using the service...

Also a banking provider like Yobota joins the BNPL market: the London-based company is partnering with Tranch – a Buy Now, Pay Later startup – to p...

Apple announced its new BNPL product – Apple Pay Later: it can be used where Apple Pay is available, and will allow people to split payments into f...

Gazmend Selmani, renowned technology solutions architect, talks about the new solutions brought by fintech firms in the payment industry. These sol...

The fintech firm Tribal, a credit company that focuses on emerging markets, has joined the Blockchain Association, a lobbying group, to contribute ...

The fintech company Banking Circle, focused on offering B2B payment services, launches a new feature: its Dynamic Sender Name will further increase...

By analyzing venture capital firms’ choices, Ryan Browne identifies some hot fintech investments and projects that currently don’t attract investor...

Teller, the DeFi lender, launches a new buy now, pay later (BNPL) service, but for NFTs.