Fintech News Issue #182 September 6th, 2018

Our hosts, Sarah Kocianski and Simon Taylor sit down with two great guests: Alexa Fernandez, Open Innovation and Ecosystem Builder at BBVA, and Ryan Edwards-Pritchard, Managing Director at Funding Options to talk about the all the latest news in fintech.

We take a closer look at how safe new banks and so-called fintechs Monzo, Revolut, Starling really are.

GDPR and MiFID II can create a tension between retention and protection requirements around communications with clients and customers

One of the strongest differentiators in the future will be the ability to deliver real-time, highly personalized experiences. The inability to deliver on the 'personalization promise' is a major concern for banking executives according to new research from the Digital Banking Report.

A one day summit featuring leadership from the most exciting companies leveraging technology to build a more inclusive financial future. Book your ticket now via FinTech Weekly!

Registration is open for the ultimate fintech festival with two days of innovation, collaboration, live tech demos, music & craft beer. With over 2000 attendees, FinTECHTalents connects tech start-ups, financial institutions and academia under one roof in a unique setting.

Book via this link for your discounted ticket.

FinTech World Forum 2018 (FinTech Conference) is based in London UK Europe as one of leading fintech events for global financial, blockchain, crypto currency, payments and banking technology industry.

The Conference for Branch and Retail Banking Innovators

Future Branches is the only conference that explores how leading financial institutions are revamping retail banking technology, retooling front line associates, and creating the branch and retail banking experience of the future.

In a digital world, with banks and other firms struggling to maintain personal connections with their customers, AI has the potential to help re-establish these connections through personalisation of products and services.

There’s been an interesting but hidden trend taking place. It started in China with Tencent and Alipay and has now gone global. The phenomenon is called QR codes.

SBC is close to launching a new digital bank known internally as “Project Iceberg” in a move to sink new competition from online upstarts. Europe’s largest lender has recruited more than 100 people to the secret project, based in offices in the Aldwych area of central London.

Here’s a prediction. ETH — the asset, not the Ethereum Network itself — will go to zero.

Three years ago, Microsoft Azure was the first to bring blockchain to the cloud. Now it's connecting the technology to just about everything else.

Why are challenger banks obsessed with their cards? Why are they bothering to make them so bright (Monzo), so metal (Revolut), so portrait (Starling)? Aren’t bank cards a bit big banky? A symbol of the old way of doing things?

Opportunity International, a Chicago-based nonprofit, believes that the path out of extreme poverty for many people around the world lies in entrepreneurship.

I am transfixed by the plummeting signal strength on my phone as employees of cryptocurrency exchange Coinbase close the flap of the stuffy silver tent I’m standing inside.

High hopes and valuations have a habit of bumping into reality.

What is securitization or rather What was securitization? The practice of pooling different types of assets, repackaging their cash flows and rights and creating new securities out of the mashed and hashed results.

How come nobody gives me fish anymore? Seriously, what happened to my Facebook aquarium? And that brief time when you wouldn’t just poke but also occasionally throw sheep at friends, what happened to that?