Blocked at Checkout - Issue #540 Thursday, June 5th 2025 12:00AM
The Focus
The World Economic Forum is sounding the alarm on a problem that’s long flown under the radar: cross-border payments don’t work for the businesses that need them most.
Micro, small, and medium-sized enterprises (MSMEs) are disproportionately affected by high fees, long settlement times, and regulatory fragmentation. For companies operating across borders — or trying to — those obstacles translate into locked-up liquidity and limited access to international customers.
But there’s progress. From tokenized money movement to AI-powered compliance and WhatsApp-based remittance tools, fintech innovators are building fast, low-cost alternatives to legacy infrastructure. The best part? These tools are simple enough for MSMEs to adopt — even in rural or underserved regions.
Still, the WEF warns that technology alone won’t fix broken systems. What’s needed now is policy coordination, public-private alignment, and interoperable standards — or small businesses will continue to pay the price for outdated rails.
Read the full story: How Fintech Is Reshaping Cross-Border Payments for Small Businesses
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