Fintech’s current regulatory environment feels loose. Enforcement actions are down. Rules aren’t making headlines. But that doesn’t mean they’ve disappeared.
Behind the scenes, the legal frameworks are still very much alive. Securities law, anti-corruption rules, and administrative codes remain unchanged—even if regulators are pressing pause. In our editorial this week, we reflect on insights from veteran litigator Matthew G. Lindenbaum to explore why this period of reduced scrutiny is less opportunity and more liability for fintech.
From unchecked AI models to contract battles over data centers, fintech is quietly accumulating risk. The firms that survive the next swing of the enforcement pendulum will be the ones building compliance infrastructure now—not waiting until they’re forced.
Read the full story: The Enforcement Freeze Won’t Last—And Fintech Isn’t Ready for What Comes Next - FTW Sunday Editorial
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