FinTech Weekly Magazine
-
Blockchain Trends to Keep on Your Radar for 2018Blockchain is for sure a disruptive technology, and there are some trends you should consider for the next year.
Dec 18th -
Blockchain could disrupt credit agencies all over the worldBlockchain is driving a paradigm shift in how we deal with data, rewriting the rulebook around approaches to data management, transparency and ownership. While digital finance is cutting the cost of serving the underbanked to drive financial inclusion, blockchain could offer a way of widening access to even greater numbers of consumers excluded from mainstream financial services.
Dec 17th -
ICOs: Regulatory Landscape and Good PracticesAn increased scrutiny of initial coin offerings (ICOs) shows that a professionalization of the ICO process is urgently needed.
Dec 7th -
The blossoming relationship between PE investors and FinTech start-upsPrivate Equity (PE) houses completed a record number of investments in FinTech portfolio companies in 2015 according to Pitchbook, marking a 79% increase on the 53 FinTech deals completed by PE firms three years earlier. Since 2015, PE firms have continued to invest in FinTech with the likes of BlackFin Capital Partners and Finstar Financial Group setting the benchmark by investing considerable amounts in the FinTech start-up market. Despite the recent decline in PE investment generally and the economic uncertainty following the Brexit vote, the FinTech start-up industry may be poised to continue its lucrative rise.
Dec 7th -
2018 Lending Predictions – A New Game AwaitsDigital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to this fire next year, and lenders that can’t keep up will get burned in 2018.
Nov 30th -
CTO Insights: PIN-on-Mobile is comingImagine taking a regular smartphone and turning it into a payment acceptance device with a simple app download. That’s the utopian dream many companies are chasing today and it could bring huge benefits to the payments ecosystem, merchants and consumers as card and mobile payments continue to grow.
Nov 29th -
Cryptocurrencies and ICOs – A Rough Guide to RegulationOver the past few years there has been a growing proliferation of cryptocurrencies. More recently, companies which may have limited access to fundraising through traditional methods are turning to cryptocurrencies, and initial coin offering (“ICO”), as a means to raise funds.
Nov 27th -
Will the overnight millionaire become an overnight pauper?Someone who invested just USD 1,000 in bitcoin in 2010 will now have a net worth of USD 70 million. With predictions that bitcoin’s value will jump up to USD 50,000, more and more “investors” are jumping on the cryptocurrency bandwagon in a bid to benefit from the “mysterious” cryptocurrency’s phenomenal climb in value.
Nov 23rd -
Managing the risk and reward of PSD2Banks and financial services institutions are preparing for a shake-up, with the new payments services directive (known as PSD2) coming into force in a matter of months. The rules are set to transform the payments and banking industries, bringing exciting new opportunities for fintech, along with strict new requirements and responsibilities. Here, we outline the key changes to be aware of.
Nov 22nd -
How to Get Press for Your ICOEnhance the visibility of your ICO when you learn what it takes to get the press needed to take your brand’s public profile to the next level in this industry.
Nov 20th -
What about the ethics of FinTech?FinTech is rapidly becoming the backbone of consumers’ buying and investing habits, increasingly entrenching different technologies into everyday use. FinTech has transformed the way banks offer financial services to customers, and every day, financial institutions are finding innovative ways to share banking use cases and financial functions with their beneficiaries.
Nov 18th -
How Robo-advice for Credit and Debt Will Disrupt the IndustryExpensive asset managers today are struggling to deal with the twin challenges to their traditional business model: low-cost, passively-managed index funds, and the online robo-advisors that help retail investors optimize the allocation of their assets between those funds. The finance industry is still unprepared for the next big disruption — widespread use of robo-advisors for liabilities: online tools that will deliver customized credit solutions to consumers in real time.
Nov 17th -
Startups @ WebSummit – Video Interviews (3-5min)We stopped by at some of the startups and established fintechs at this year's WebSummit in Lisbon to ask them what their respective products can achieve – in just three minutes. Here's who they are, what they do and how they see the industry.
Nov 15th -
Turf Wars - Consumer attitudes towards established and alternative lendersThey say imitation is the sincerest form of flattery. Challenger banks are doing what their name suggests, and research indicates they are gaining ground. For established lenders, replicating the characteristics of their smaller, more agile competitors, will help them defend their position. Outsourcing is the key, argues Sarah Jackson, Director, Equiniti Credit Services.
Nov 14th -
When Fintech Meets FinanceFintech – the potent intersection of the finance and technology industries – has transformed the business landscape forever. After all, technology had already irrevocably transformed our lives, from the way we shop to the way we socialise. It was time that technology revolutionised the way businesses accessed funds.
Nov 14th